terms and conditions

Last updated: 24-06-2026

Please read these Terms and Conditions (“Terms”) carefully before using rentaffordabilityuk.com (the “Site”), operated by Rent Affordability UK (“we”, “us”, “our”). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site.

1. About the Site

Rent Affordability UK provides free online calculators, rent guides, and salary guides designed to help individuals in the UK understand rental affordability and make more informed housing decisions. Our tools include the Rent vs Buy Calculator, Rent to Income Ratio Calculator, House Share Rent Calculator, Rental Deposit Calculator, 30x Rent Rule Calculator, Monthly Rent Budget Calculator, and Rent Percentage Calculator. All tools and content are provided for general informational purposes only.

2. Eligibility

Our Site is intended for use by adults aged 18 and above. By using the Site, you confirm that you are at least 18 years of age. We do not knowingly provide services to anyone under the age of 18.

3. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Site. You must not:

  • Use the Site in any way that violates applicable local, national, or international laws or regulations
  • Attempt to gain unauthorised access to any part of the Site or its related systems
  • Use automated tools to scrape, copy, or extract content from the Site without our prior written consent
  • Transmit any harmful, offensive, or disruptive content through the Site

4. No Financial or Professional Advice

The calculators, guides, and content provided on this Site are for general informational purposes only and do not constitute financial, legal, mortgage, or professional advice of any kind. Results produced by our calculators are estimates based on the figures you provide and standard UK rental guidelines. They should not be relied upon as a substitute for advice from a qualified financial adviser, mortgage broker, letting agent, or solicitor. Always seek independent professional advice before making important housing or financial decisions.

5. Accuracy of Information

We make reasonable efforts to ensure our calculators and guides are accurate and reflect current UK rental rules, affordability guidelines, and market conditions. However, rental prices, deposit rules, and housing regulations can change frequently, and individual circumstances vary. We do not guarantee that the results or information provided on the Site will be accurate, complete, or applicable to your specific situation.

6. Contact Form

When you submit an enquiry through our Contact Us page, you provide us with your name, email address, and message. By submitting this form, you agree to our collection and use of this data in accordance with our [Privacy Policy] and [GDPR Compliance] page. We will use this information solely to respond to your enquiry.

7. Intellectual Property

All content on this Site, including but not limited to text, graphics, logos, calculator designs, rent guides, and salary guides, is the property of Rent Affordability UK unless otherwise stated and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written permission.

8. Third-Party Links

The Site may contain links to third-party websites such as government portals, housing resources, or financial tools. These links are provided for convenience only. We have no control over the content or availability of third-party sites and accept no responsibility for them or any loss or damage that may arise from your use of them.

9. Limitation of Liability

To the fullest extent permitted by law, Rent Affordability UK, its owners, and contributors shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from:

  • Your use of or inability to use the Site
  • Reliance on any calculator results, guides, or content provided on the Site
  • Any housing, financial, or personal decisions made based on information from the Site
  • Any interruption, suspension, or errors on the Site

10. Disclaimer

Our calculators produce estimated results only and are not a substitute for professional financial or housing advice. Please refer to our Disclaimer page for full details.

11. Privacy

Your use of the Site is also governed by our Privacy Policy and GDPR Compliance page, which are incorporated into these Terms by reference.

12. Changes to the Site and Terms

We reserve the right to modify, update, suspend, or discontinue the Site or any part of it at any time without notice. We may also revise these Terms at any time, and any changes will be posted on this page with an updated “Last updated” date. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Website: www.rentaffordabilityuk.com

15. Your Responsibilities as a User

To keep the Site useful and safe for everyone, you agree to:

  • Enter honest, accurate figures into our calculators — deliberately false inputs produce misleading results that help no one.
  • Not misuse the contact form (for example, by sending spam, abusive messages, or unlawful content).
  • Respect the intellectual property of the Site as set out in section 7 — you are welcome to share links to our pages, but please do not copy substantial content without permission.

If you breach these Terms, we may restrict your access to the Site without notice.

16. How We Handle Misuse and Errors

If we discover misuse of the Site — such as automated scraping, attempts to disrupt the service, or abuse of the contact form — we may block the relevant access and, where the law requires it, report the activity to the appropriate authorities. Separately, if you spot an error in our calculators or guides, please tell us through the Contact Us page; genuine mistakes are corrected promptly, as explained in our Disclaimer page. We monitor the Site for unusual activity using standard security tools. If your access is ever restricted in error, contact us through the Contact Us page and we will review it promptly.

17. Terms and Conditions FAQs

Quick answers to common questions about these terms and conditions.

Do I need an account to use the calculators?

No. All calculators and guides are free to use without registration or an account.

Can I share your guides or calculator results with others?

Yes — you are welcome to share links to any page on the Site. Please do not copy or republish substantial content without our prior written permission (see section 7).

What happens if I break these terms?

We may restrict or block your access to the Site without notice, and we may take further action where the law requires it.

Do these terms ever change?

Yes. We may revise these Terms at any time; changes are posted on this page with an updated ‘Last updated’ date. Continuing to use the Site after changes means you accept the updated Terms.

Who do I contact with questions about these terms?

Use our Contact Us page — we aim to reply within two working days.